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3 “Hidden” Things You Should Know to Boost Credit Scores

The Little-Known Ways to Boost Credit Sores Most of you know that you should always make your payments on time to keep your credit scores from heading south. That one good habit should keep your credit scores from sinking down into the abyss. However, making minimum payments towards your balances...

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3 Reals Reasons Why Diets Suck

Diets Fail

Why (Most) Diets Suck Yup, you heard it right here. Almost every popular diet on the market right now sucks. If you’re still making yourself miserable trying to live like a Spartan in order to shed fat, and it’s not working, here’s a tip. It’s not your fault. Despite all...

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Social Security Calculator

Social Security Calculators Retirees have choices about when they can retire and take social security retirement benefits. Retirees have the option of taking early benefits at age 62, waiting until their full retirement age, or even delaying until they turn 70 years old. The longer you delay, the greater your...

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3 Free Budget Worksheets to Download

Three Free Budget Worksheets to Download We always suggest making a budget. This is something you should do if you are having financial problems or not. Your personal financial management could always be improved. The biggest problem that most consumers have is they don’t know where to begin. These three...

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Credit Card Payoff Calculator

Free Online Credit Card Payoff Calculator This simple calculator can help you figure out how long it will take you to pay off your credit card debt by making minimum payments or by making additional payments over the minimum. It will also tell you how much you will end up...

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3 First Steps to Remedy Debt

It’s Also What You Do About Your Debt In the last post, I said that your major problem is how you feel about debt. Of course, changing the way you feel doesn’t automatically fix anything, but it sure spur you to take action. One problem that is surprisingly common is...

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It’s How You Feel About Your Debt

My story: Out of Luck and Out of Love   Don’t think I don’t know the feeling of being afraid to answer the phone or open my mailbox because of debt notices from a variety of public and private sources. Yes, a few years ago, I had them all after...

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